The owner of The Jaklitsch Law Group in Maryland, Rick Jaklitsch and his team handle a variety of cases involving injuries caused by someone else’s negligence. Rick Jaklitsch and his team help clients who are injured after an accident involving rideshare companies.
In the past, injuries resulting from hired taxis were handled relatively easily from a legal standpoint, but the growing popularity of rideshare services like Uber have muddled the process. The risks of a rideshare company are the same as getting in a taxi or driving in any other capacity. However, managing claims against these companies is more complicated due, in part, to insurance coverage for rideshare car drivers. Usually, when a personal car is insured, the insured cannot use their car to make money. Doing so means the vehicle is a commercial vehicle, so personal insurance coverage often does not apply when accidents occur during a rideshare transaction.
To address this issue, many rideshare businesses offer rideshare insurance. Still, this coverage depends on whether the driver is logged into the application, has a passenger in their car, or has accepted a ride. Typically, when the driver is not logging into the app, their personal vehicle insurance covers them in the event of a car accident. Meanwhile, passengers are protected under the company’s rideshare insurance offerings.
Since there are so many options for which coverage applies, people involved in an accident involving a rideshare car must complete the usual steps required after a regular car accident. This involves getting the names, insurance information, and contact information of those involved. With rideshare cars, people must all get the pertinent details from any vehicle involved and from the rideshare driver to better determine who is at fault.
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